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Graham Sutcliffe avatar image
Graham Sutcliffe asked

Using Mortgagebot Application Import to import Co-Borrower or Two Borrowers

The API allows for importing of multiple borrowers but I'm not seeing how to identify one as a borrower and the other as a co-borrower. The result is two 1003s generated and within the MortgageBot LOS the "Co-Borrower Information" is empty. "PartyRoleType" in DU does not have a co-borrower.

How can I identify one of the borrowers so they show in the MortgageBot LOS "Co-Borrower Information"?

Thank you.

API - Lending
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Graham Sutcliffe avatar image
Graham Sutcliffe answered

@Annie Fu B2E is this something you can help out with? We're in a waiting pattern over here until we know how to handle the co-borrower. Thanks.

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Hi Graham,

We are checking internally, will reply as soon as we have the answer. Thanks.

Best Regards,

Annie Fu

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Graham Sutcliffe avatar image
Graham Sutcliffe answered

I was able to find the solution by manually creating an application and then using the iLAD Export API. The ArcRole ROLE_SharesJointCreditReportWith_ROLE needs to be added when there are two or more borrowers on the loan. The "from" property will identify the co-borrower.


<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/ROLE_SharesJointCreditReportWith_ROLE" xlink:from="<coborrower role>" xlink:to="<borrower role>"/>
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thanks for the feedback will create an internal bug to enhance the documentation
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